Appliance Lease-to-Own with Acima
With an Acima lease, you’re not buying today. Acima owns the leased item until you make all the lease renewal payments. You always have the flexibility to purchase early and save, or you can end your lease at any time by returning the item in good condition without penalty.
Shop Now, Pay Over Time the Flexible Way
We’ve partnered with Acima to offer a lease-to-own option that lets you take home what you need today without using credit or taking out a loan.
How It Works
- Apply online or in-store – Approval is fast and easy, with no credit needed.
- Shop and check out with Acima – Choose your items and start your lease.
- Make flexible payments – Enjoy your purchase while making manageable payments.
- Purchase early or return anytime – Buy early to save, or return the item without penalty if you change your mind.
Why Shop with Acima?
We’re not a loan or credit card
Acima provides a flexible lease-to-own option, not traditional financing. This means you’re not using credit, and you’re not taking out a loan. Acima owns the leased item until all renewal payments are made. If you don’t use an early purchase option, you may pay more than double the retail price.
Purchase early and save
You always have the flexibility of Acima’s Early Purchase Option. When you’re ready, pay a lump sum and own your item immediately, the sooner you do, the more you save!
Transparent and flexible
Acima works with retailers to provide an alternative to traditional credit options. While lease-to-own may cost more than some credit offers, Acima’s low payments and flexibility may be a better fit for your budget and lifestyle.
Frequently Asked Questions
What is lease-to-own with Acima?
With Acima, you can take home the items you need today and make manageable lease payments over time. Acima owns the item until all lease payments are completed, giving you flexibility without using credit.
Do I need a credit check to use Acima?
No. Acima does not require a credit check. Approval is fast and easy, making lease-to-own accessible to more customers.
Can I purchase my item early?
Yes! Acima offers an Early Purchase Option, allowing you to pay a lump sum and own the item immediately. The sooner you purchase, the more you save.
What if I want to return the item?
You can return your leased item in good condition at any time without penalty. Acima’s lease-to-own program is designed to give you flexibility.
How much will my lease cost?
Your total lease cost depends on the item and payment schedule. Using the Early Purchase Option can reduce your total cost. For full transparency, Acima provides all costs upfront.
Get what you need today with Acima’s easy lease-to-own option — no credit needed. Make flexible payments, purchase early to save, or return anytime without penalty.